Merriam-Webster's Collegiate® Dictionary, 11th Edition
SAVING
I. noun
Etymology: Middle English, from gerund of saven to save
Date: 14th century
preservation from danger or destruction ; deliverance , the act or an instance of economizing,
3. money put by, the excess of income over consumption expenditures, a usually specified lower cost,
II. preposition
Etymology: Middle English, from present participle of saven
Date: 14th century
except , save , without disrespect to,
III. conjunction
Date: 15th century
except , save